How To Create A Yearly Budget Using Sinking Funds

It’s a new year and it’s time to make some financial goals with a yearly budget. You get paid monthly, so you think it’s okay to just plan for each month, but that’s going to reck your budget. Yearly Savings Goals As the home economist, it is your job to sit down and run your household like a pro. Every […]

Is A $1,000 Emergency Fund Enough?

Are you wondering if a $1,000 emergency fund is enough when you’re first trying to get out of debt? Let me explain part of our debt free journey in hopes to encourage you in yours. If you follow Dave Ramsey, then you know his 7 baby step plan for financial freedom. The first step is to save up $1,000 for […]

Debt Free Journey and Abundant Living

How to live an abundant life on the debt free journey is something I am passionate about. I want to show you how I am striving to live with an abundance mind set, on a daily basis. What does abundance mean? Abundance is this over-flowing, more-than-enough, too much goodness word that says, “WOW I am gushing with so much Jesus […]

Budgeting 101: Setting Up A Cash System Budget

Ready to set up a cash system budget to help you save money and pay off debt? It’s time to start now, and it’s really easy to do. Budgeting 101: Setting Up A Cash System Budget Budgeting is hard, and everyone has their own way of doing it. Well, what way is best? How many categories should I have? What […]